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	<title>ESP Benefit Design, LLC.</title>
	<link>http://espbd.com</link>
	<description>The key to trouble free employee benefits</description>
	<lastBuildDate>Mon, 21 Nov 2011 19:01:54 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>2012 HSA Adjustments</title>
		<description>The Treasury released the 2012 HSA figures.&#160;Below is&#160;a 2011 vs. 2012 comparison chart as a reference.&#160;&#160;
&#160;


    
        
            
           ...</description>
		<link>http://espbd.com/2011/11/21/2009-hsa-adjustments/</link>
			</item>
	<item>
		<title>Group Health Case Submissions for a new policy</title>
		<description>When submitting your case for health insurance, it is best to submit at least two weeks before the anticipated effective date.&#160;Several items will be needed to get your case finalized:
&#160;

    Group Application from health insurer
    Check for First Month&#8217;s Premium
    Application ...</description>
		<link>http://espbd.com/2008/05/02/group-health-case-submissions-for-a-new-policy/</link>
			</item>
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